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Buy Your First Home

There’s nothing like having a home to call your own. It’s the ultimate symbol of the American Dream—and for generations of homeowners, it has proven to be a wise investment.The potential benefits of home ownership include tax deductions, control over loan payment options and the accumulation of equity as the value of your home increases. Of course, you’re responsible for property maintenance—but you can also upgrade your home as you see fit. If you plan to live in one place for a few years, home ownership really makes a lot of sense.

Here are some considerations to keep in mind when you’re thinking about buying your first home:


  • Location: Do you prefer city, suburbs or countryside? Do you want to live in an established neighborhood or a new development? Do you have school-age children? How do you feel about commuting time?

  • A lot depends on your lifestyle. Do you want a big yard where you can indulge your love for gardening, or would you prefer a maintenance-free condo? Do you need extra bedrooms for a growing family or out-of-town guests? Do you enjoy renovating and redecorating, or would your rather find a home in “move-in” condition?

  • Repairs: Fixer-uppers can be great deals—but if the house needs work, consider whether you’ll earn your investment back. Updates to kitchens, bathrooms, HVAC systems and roofs can all be costly. You’ll find a wide range of fixed and adjustable-rate mortgages available, including a number of programs especially for first-time buyers. A professional mortgage consultant can help you sort through all the options.

Use our preapproval calculator to determine how much home you can afford.


What Our Customers Say

Dear Jeremy and Ryan, We can’t thank you enough for the exceptional customer service and flawless execution you and the entire Trident Team provided us for our new home. You were both so attentive, responsive, thorough and helpful during this process! Because of your efforts, we are beyond satisfied with Trident and will always recommend you to others. Working one on one with Ryan over the past month has been really amazing. You are exceptional and really organized (which I LOVE). I have enjoyed working alongside of you ironing out all of the final details of the loan. You are amazing!!! I didn’t realize you were coming to closing yesterday, so I was thrilled to have finally met you. You exceeded our expectations and I am eternally grateful for your services. I chose to stick with you as our lender because of the story I shared with you some time ago… We truly appreciate all of your efforts, loans are SO much work and I know firsthand how the details are so critical (between our refinance at our present home last year and the sale of Bill’s father’s home a few months ago). I thought a 30-day close was a little aggressive and we would have settlement pushed back, but boy I was wrong. It was a pleasure working with you both and I expected a lot of back and forth and there were barely any issues. I know there are/were several other team members I did not have the pleasure to come in contact with, please extend our gratitude to them and let them know how satisfied, happy and grateful we are for their service. Such a commitment to exceptional customer service should be commended, please feel free to share my email with your supervisor/managers. Customer service like this makes clients feel so special and that you really care about developing long-term relationships that mean more than just closing another loan. We will definitely keep you in mind when/if we decide to refinance in a year or 2. We are planning to make some additional upgrades to the house and I will definitely keep in touch. Thank you again so much from the bottom of our hearts, we are so excited! I hope you have a fantastic, wonderful summer. Thank you! Mia & Bill

~ Mia and Bill Chung