Skip to Content
FHA / VA Mortgages

Government-insured loans usually offer low down payments and below-market interest rates, as well as easier credit and income guidelines than conventional loans. That may make them a good option for first-time homebuyers, for borrowers with low to moderate incomes, or those with limited cash or minor credit problems.

  • Federal Housing Administration (FHA) loans: FHA loans allow qualified borrowers to purchase a home with a down payment of as little as 3.5% of the purchase price. There are several types of FHA loans. In addition to fixed loans and adjustable-rate mortgages (ARMs), FHA loans also include graduated payment mortgages and growing equity mortgages for borrows who expect their monthly earnings to increase over time. In addition, the Energy Efficient Mortgage (EEM) program allows borrowers to include the cost of energy efficiency improvements into their FHA loan.

  • Veterans Administration (VA) loans: VA loans offer flexible credit guidelines and often do not require a down payment. They are available to military service veterans, reservists and active-duty service members.


  •  

We can tell you more about government-sponsored loans and refinancing options.


title or explanatory caption

Free Mortgage Services

Select the free reports you would like to receive, enter your email address, and submit.

Get Started Now

It's easy, secure and only takes a few minutes.

Get Started

Application Guide

Our short video guide takes you step by step through the mortgage application process.

Watch Now

Find a Mortgage Consultant

Search our Mortgage Consultant directory by name.

Contact Trident Mortgage

Need help or more information? Let us know and we will get back to you promptly!

CONTACT
Back to top