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First-Time Homebuyers

Buying your first home is a big step. The federal and state governments offer a variety of programs that can make taking that step easier for many would-be homeowners. These include government-insured mortgages, such as Federal Housing Administration (FHA) and Veterans Administration (VA) loans, and state-sponsored bond programs. To qualify for these loans, borrowers must fall within certain annual income limits. In addition, the Federal National Mortgage Association (FNMA, or Fannie Mae) offers start-up loans with low down-payment requirements.

A good first step for any first-time homebuyer is to talk with a professional mortgage consultant to see what options are available and what you can afford.

Learn about FHA and VA loans.

Learn about state bond programs.

We can tell you more about loan options for first-time homebuyers.


What Our Customers Say

We thought you should know about the outstanding job Paul Lindsay did on our most recent transaction. Our client obtained a mortgage commitment from another lender that went out of business - two weeks before settlement! Without    skipping a beat, Paul got them approved with Trident and to our client’s surprise and pleasure it was even a better deal. It was quite a challenge and he made it happen on time. Paul is truly an asset to our business, our office, and our company.

~ Joe & Donna Cragin, Realtors