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Fixed Rate Mortgages

With a fixed-rate mortgage, the interest rate remains the same throughout the length of the loan. As a result, your principal and interest payments are predictable from the first payment to the last.

Fixed-rate loans are usually offered with repayment terms of 30, 25, 20 or 15 years.

The rates for fixed-rate loans are often slightly higher than the rates for adjustable-rate loans.

Fixed-rate loans are a good choice if you plan to remain in the same home for several years and/or if interest rates are expected to rise.

 

Calculate fixed loan payments

 

We can tell you more about fixed-rate loan programs.


What Our Customers Say

Todd Beal provided excellent advice and secured us a very competitive mortgage. This was all the more difficult given the fact that we relocated from Europe with no Social Security number or US credit history. Todd is an extremely pleasant, competent, and energetic senior mortgage professional who “simply   made it happen” despite these obstacles. We experienced super-responsive professional service, real human engagement, and valuable advice.

~ Eckart W. Schwarz, MD